B.Com. Banking, Financial Services and Insurance (BFSI) - Kristu Jayanti University

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About the Programme

The B.Com. Banking, Financial Services and Insurance (BFSI) programme is designed to equip students with specialized knowledge and practical understanding of the banking, financial services and insurance sectors. The programme combines academic theory with practical financial and regulatory insights, covering banking operations, financial markets, banking laws, financial instruments and insurance principles. It also develops competencies in financial statement analysis, risk management and investment planning, preparing students for the professional requirements of the evolving BFSI sector.

The programme is offered as a three-year B.Com. degree, with the option under NEP 2020 for students to continue into the fourth year and earn a B.Com. Honours degree.

Banking & Financial Markets Orientation

Specialized knowledge of banking operations, financial markets, financial instruments and investment-related concepts.

Risk Management & Regulatory Knowledge

Understanding of risk management, banking laws, compliance norms and statutory insurance frameworks.

Applied Financial Learning

Case studies and simulations to develop practical understanding of financial and market operations.

B.Com. Banking, Financial Services and Insurance (BFSI)
CAREER PATHWAYS

Future Careers

Career Roles

Bank Officer / Branch Operations
Financial Analyst
Insurance Underwriter
Investment Advisor
Credit Risk Analyst
Banking Operations Executive
Credit Analyst
Relationship Manager
Financial Services Executive
Risk Management Associate
Investment Operations Associate
Compliance Executive

Employment Sectors

Commercial Banking & Retail Operations
Non-Banking Financial Companies (NBFCs)
Life & General Insurance Companies
Financial Services & Wealth Management
Investment & Capital Markets
Financial Consultancies & Advisory
Regulatory & Banking Compliance
FinTech & Digital Banking Platforms
FOR A COMPLETE ACADEMIC PICTURE

Programme At a Glance

A structured overview of degree parameters, academic focus, practical components, and learning pathways.

Programme Title: B.Com. Banking, Financial Services and Insurance (BFSI)

Specialization: Banking, Financial Services and Insurance

Duration: 3 years; extended 4th year leading to B.Com. Honours under NEP 2020

Study Mode: Full-Time Undergraduate Degree Programme

Core Academic Focus Areas: Banking, financial markets, financial instruments, insurance, banking laws, financial statement analysis, risk management and investment planning

Practicals / Experiential Components: Case studies and simulations for understanding real-market operations, practical training, and apprenticeship

Learning Pathway: Core Commerce + Banking + Financial Markets + Insurance + Risk Management + Investment Planning + Regulatory Knowledge

Industry Orientation: Banking, NBFC, insurance and financial services sectors

CURRICULUM MATRIX

Programme Matrix

Comprehensive semester-wise curriculum incorporating industry certifications, banking operations, and intensive apprenticeships.

Semester I

  • Accounts Assistant 1
  • Business Statistics
  • Corporate Management
  • English
  • Second Language
  • Health and Wellness
  • Accounts Assistant 2

Semester II

  • Investment Management
  • GST Assistant 1
  • Principles of Marketing
  • Stock Market Operations
  • English
  • Second Language
  • Understanding India
  • GST Assistant 2

Semester III

  • Income Tax Law and Practice I
  • Cost Accounting
  • Business Regulatory Framework
  • Insurance Advisor / Agent 1
  • Accounting for Non-Accounting Executives
  • Environmental Science
  • Insurance Advisor / Agent 2

Semester IV

  • Law and Practice of Banking
  • Income Tax Law and Practice II
  • Corporate Financial Management
  • Mutual Fund Distributor 1
  • Insurance Management
  • Indian Knowledge System
  • Mutual Fund Distributor 2

Semester V

  • Indian Capital Markets
  • Credit Processing Officer 1
  • Research Methodology
  • Personal Financial Planning
  • Management Accounting
  • Internship
  • Credit Processing Officer 2

Semester VI

  • Apprenticeship
  • Apprenticeship Project Report and Viva Voce

Semester VII

  • Apprenticeship

Semester VIII

  • Strategic Cost Management
  • Corporate Valuation and Restructuring
  • Direct Tax Planning
  • MS Data Analyst - Financial Services 1
  • MS Data Analyst - Financial Services 2
  • Project
CHECK IF YOU QUALIFY

Eligibility Criteria

Review the mandatory academic qualifications and minimum score criteria required for admission.

Candidates seeking admission to the B.Com. Banking, Financial Services and Insurance (BFSI) programme must satisfy the following academic requirements:

  • Qualifying Examination: Higher Secondary / 10+2 / PUC or an equivalent examination from a recognized Board.
  • Minimum Aggregate: 40% aggregate marks in the qualifying examination.
  • Programme Level: Undergraduate Degree.

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LEARNING OBJECTIVES

Programme Specific Outcomes (PSOs)

Targeted competencies and practical mastery achieved by graduates throughout their academic journey.

PSO1: Demonstrate comprehensive knowledge of Banking, Financial Services, Insurance, Investments, Capital Markets and related BFSI operations.

PSO2: Apply theories of accounting, taxation, financial management, investment and financial planning concepts to analyse financial information and make informed decisions.

PSO3: Exhibit Proficiency by applying digital, analytical, regulatory and professional competencies through practical training, internship and apprenticeship experiences.

PSO4: Formulate ethical and systematic research in Banking, Financial Services, and Insurance.

YOUR PATH TO SUCCESS

Why Choose This Programme?

Key strengths, experiential learning, and strategic career advantages offered by the programme.

The B.Com. Banking, Financial Services and Insurance (BFSI) programme is designed to prepare agile professionals for the multi-faceted demands of banking operations, lending, insurance underwriting, and capital markets.

Key highlights and advantages of choosing this programme:

  • Sector-Focused Programme – Specifically oriented towards banking, finance, insurance and regulatory professions.
  • Applied Financial Skills – Develops practical competencies in financial statement analysis, financial instruments and risk management.
  • Regulatory Knowledge – Provides exposure to banking laws, compliance norms and insurance frameworks.
  • Practical Learning – Uses case studies and simulations to help students understand real-market financial operations.
  • Diverse Career Pathways – Supports career pathways in banks, NBFCs, insurance companies and financial consultancies.
  • Future-Ready BFSI Skills – Combines banking, financial markets, investment planning, risk management and regulatory knowledge.

With embedded professional qualifications, real-time case studies, and intensive industry apprenticeships, graduates stand out with job-ready competencies across premier financial institutions.